Our Services

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Income Planning – How much income do you need in retirement? Do you know what percentage of your assets you can withdrawal each year to maintain a 10+, 20+ or 30+ year retirement? How does inflation impact your income needs over time? Our goal is to help you answer these and other questions when determining income planning needs in retirement. Top

Asset Protection -Are your assets protected from creditors? What are the best ways to protect the assets you’ve built for your family? Not all investment accounts are created equal when it comes to asset protection. We analyze your current financial plan to see if there are any areas that could be improved to align more with your goals of protecting your assets for you and your heirs. Top

Retirement Planning – It is important to set goals for your financial future. We help you develop a plan to reach your desired goals in retirement. We believe only if you know what you want to achieve can we truly educate you on the investment vehicles that can help you enjoy the retirement you’ve always dreamed of. Top

Tax Reduction – We are very cognizant of taxes when doing investment planning. We help you take advantage and be aware of tax deductions, tax credits and tax savvy investments. Should I invest in a Roth IRA or a Traditional IRA? What is the difference between a tax credit and tax deduction? We review your tax returns and investments to provide planning ideas that can help save money in taxes. Top

Investment Consulting – There are risks associated with any type of investment. For example, investing in stock funds could cause loss of principle, while investing in CDs may cause one’s purchasing power to not keep up with inflation. When working with clients, we believe financial education is important so they can understand how their choices today will impact their investments in the future. Top

Estate Consulting – Estate planning is not only for the wealthy. It is an important part of the planning process for anyone with assets to make sure your wishes are followed in the event of your death or disability. We are not licensed attorneys but we help initiate the thought process and can recommend some names of qualified estate planning attorneys that specialize in this area. Top

Long-Term Care Insurance – This is an area that is often overlooked in the financial planning world. As part of our planning process we analyze the impact of a long-term need vs. the cost of long-term care insurance. Is it really worth the cost? How can it affect my lifestyle if I’m not insured? We provide answers to these questions in our financial analysis. Top

Social Security Planning – When should you take Social Security? Will your benefits be taxed? Can you still work while receiving benefits? These are some of the more common questions we get asked when it comes to Social Security. The reality is that planning when and how to take one’s Social Security benefits can have an impact on their overall financial plan. We work together with you to understand the pros/cons of when and how to take Social Security to maximize your benefits both now and in the future. Top

Strategic Money Management – Please click here to see the page already dedicated to this topic. Top

Investment Withdrawal Strategies -Please click here to see the page already dedicated to this topic.Top