Monthly Newsletters

Filter Monthly Newsletter by:
September Newsletter – The Fiscal Elephant in a Monetary Room

Monthly Newsletters

September Newsletter – The Fiscal Elephant in a Monetary Room

CONTRIBUTORS DR. DAVID KELLY, JORDAN JACKSON AUG 28, 2020 The Federal Open Market Committee officially announced an update to its Statement on Longer-Run Goals and Monetary Policy Strategy. Most notably, the committee has officially adopted an average-inflation targeting framework, in which the committee will allow inflation (as measured by the core personal consumption deflator) to run moderately above 2% for a period of time following a period of inflation persistently falling below 2%.

Read More
How to Invest Creatively in Your Fall Vacation this Year

Monthly Newsletters

How to Invest Creatively in Your Fall Vacation this Year

Sneaking away during the lull between peak times – “the shoulder season” – is popular with savvy travelers for reduced crowds, milder weather and usually great deals on travel packages.

Read More
Comparing Traditional Mortgages and Variable-Rate Mortgages in the COVID-19 Economy

Monthly Newsletters

Comparing Traditional Mortgages and Variable-Rate Mortgages in the COVID-19 Economy

Do you know what it was like to buy a house in 1982? You pulled up your Trans Am to the bank where the picture of President Regan hung on the lobby wall and got your checkbook out of your jean jacket. Then you signed up for a 30-year mortgage with a 17% interest rate!

Read More
August Newsletter – 5 Things to Know This Earnings Seasons

Monthly Newsletters

August Newsletter – 5 Things to Know This Earnings Seasons

Earnings season always creates a lot of chatter, but this one is worthy of all the buzz. The Q2 reporting season will mark the first quarter that shows the full brunt of lockdowns that shuttered activity. Here are five things to know heading into this earnings season.

Read More
July Newsletter – The Pandemic and the 2020 Election

Monthly Newsletters

July Newsletter – The Pandemic and the 2020 Election

Contributors: Dr. David Kelly, Chief Global Strategist and Head of the Global Market Insights Strategy & Meera Pandit, Market Analyst   Since the start of the year, the backdrop for the 2020 election has shifted dramatically, as the next administration’s policies will shape the economic recovery and build the foundation for the next expansion. Historically, incumbent presidents have won reelection unless there was a recession during their term. Now, amidst a deep recession and the highest unemployment rate since the Great Depression, President Trump will either have to convince voters he has managed this crisis appropriately, driving the reopening of...read the full article

Read More
Paying Off Debt: As You Work Toward Debt Freedom, is the Snowball or Avalanche Method Right for You?

Monthly Newsletters

Paying Off Debt: As You Work Toward Debt Freedom, is the Snowball or Avalanche Method Right for You?

Debt consolidation and repayment takes up a lot of America’s bandwidth. You can’t watch TV, especially daytime TV, without seeing at least one advertisement promising you freedom from debt – call now! These gimmicks are hit-and-usually-miss, but the sheer ubiquity of this conversation tells us it’s on everyone’s mind.

Read More
How to Put the Hard Financial Lessons of Quarantine to Work for You

Monthly Newsletters

How to Put the Hard Financial Lessons of Quarantine to Work for You

Wait – gas cost how much?!  This is a question we may ask our parents or hear from our kids with some incredulity. This intergenerational conversation has a humorous side: gas was a quarter a gallon – how? You must have filled up everyday!

Read More
June 2020 Newsletter – How Are We Going to Pay For All This?

Monthly Newsletters

June 2020 Newsletter – How Are We Going to Pay For All This?

The largest federal budget deficit since World War II came back in 2009, as slower growth and increased government spending during the subprime-mortgage financial panic pushed the deficit to 9.8% of GDP. This year’s the budget deficit will, quite simply, blow that record out of the water. The Congressional Budget Office recently totaled up all the legislative measures taken so far – as well as the effects of a weaker economy (payments for unemployment benefits would be going up even with the recent law) – and they estimated this year’s budget deficit at $3.7 trillion, which they forecast would represent...read the full article

Read More
How to Use a 529 Plan to Help 2020 Grads Celebrate-In-Place During Coronavirus Quarantine

Monthly Newsletters

How to Use a 529 Plan to Help 2020 Grads Celebrate-In-Place During Coronavirus Quarantine

Warmer weather comes with a few traditions: well-kept lawns, baseball stadium lights, open windows. And every year in May and June you’ll see the balloons on stop signs and borrowed folding tables in the open garage, proud parents snapping pictures. The graduation party is a universal rite of passage.

Read More
May Monthly Newsletter –  4 Ways the CARES Act Impacts Retirement Planning

Monthly Newsletters

May Monthly Newsletter – 4 Ways the CARES Act Impacts Retirement Planning

In response to the halting U.S. economy, set off by the coronavirus pandemic, the federal government passed a massive emergency funding bill to protect and support American businesses, hospitals and individuals. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) is a far-reaching bill with over 1,000 pages of text that detail the funding, loans, and tax provisions designed to provide economic relief. The CARES Act also includes changes that will impact individuals retirement income strategies, including how they use their IRAs and 401(k)s. Four main areas of retirement planning impacted by the CARES Act are: RMD’s, 401(k) loans, the new coronavirus-related distribution exception, and charitable...read the full article

Read More